NetPayGuide estimates your real US take-home pay in seconds — federal and state taxes, FICA, 401(k), HSA, and the rest — without a signup, an email gate, or a single calculator input ever leaving your browser.

What we are

A static web application. The calculator runs entirely in your browser using tax tables baked into the page at build time. No backend, no database, no email capture. The methodology page enumerates every figure's primary source.

What we are not

Not a lead-generation funnel pretending to be a calculator.
Not a tax-prep service or financial advisor. We give you a number; we don't file anything or sell anything that requires your data.
Not affiliated with the IRS, any state revenue department, or any payroll provider.

Why six formulas matter — for paychecks too

The same way a readability score makes more sense when you check it against multiple formulas, a paycheck estimate is more trustworthy when every input is reconciled against a primary source. See the methodology page for each rate and threshold cited to IRS Publication 15-T, the SSA wage base announcement, and the state revenue department for every state we cover.

How we make money

NetPayGuide is free to use and ad-supported. We run Google AdSense display ads (currently pending approval). The methodology and calculator output are independent of advertising — ads do not influence the tax tables, the rates we cite, or the order in which we present them.

We may also link to relevant tools or services (e.g. payroll software for small businesses) when we find them genuinely useful. If a link is an affiliate link we will say so on the page it appears.

Who builds it

NetPayGuide is built by an independent operator focused on making financial-tool sites that earn their place in search results without manipulation. We try to be the calculator we would want to land on after a long day.

Contact

Questions, corrections, or feedback? Get in touch →

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